/link_account

POST /0.2/link_account HTTP/1.1
Host: sandbox.silamoney.com
authsignature: [GENERATED AUTHSIGNATURE HEX STRING HERE]
usersignature: [GENERATED USERSIGNATURE HEX STRING HERE]
Content-Type: application/json

{
  "header": {
    "created": 1234567890, 
    "app_handle": "handle.silamoney.eth", 
    "user_handle":"user.silamoney.eth", 
    "version": "0.2", 
    "crypto": "ETH", 
    "reference": "<your unique id>"
  }, 
  "plaid_token": "processor-xxx-xxx",
  "account_name": "Custom Account Name",
  "selected_account_id": "selected_account_id",
  "plaid_token_type": "processor"
}

***

HTTP/1.1  200 OK

{
  "success": true,
  "status": "SUCCESS",
  "reference": "ref",
  "response_time_ms": "1171",
  "message": "Bank account successfully linked.",
  "account_name": "Custom Account Name",
  "match_score": 0.825,
  "account_owner_name": "Sally Smith",
  "entity_name": "Sally Smith",
  "web_debit_verified":true
}

***

// Plaid verification flow (recommended)
const res = await Sila.linkAccount(
  userHandle,
  walletPrivateKey,
  token,
  accountName, // Account Name is not required
  accountId, // Account Id parameters is required,
  plaidTokenType, // Required.'processor,'
);


//Public token received in the /link/item/create plaid endpoint.

// Direct account-linking flow (restricted by use-case, contact Sila for approval)
const res = await Sila.linkAccountDirect(
  userHandle,
  walletPrivateKey,
  accountNumber,
  routingNumber,
  accountName,
  accountType
); // Account Type and Account Name parameters are not required

//The only permitted account type is "CHECKING"

// Success Response Object
console.log(res.statusCode); // 200
console.log(res.data.reference); // Random reference number
console.log(res.data.status); // SUCCESS
console.log(res.data.success);
console.log(res.data.message); // Bank account successfully linked
console.log(res.data.account_name);
console.log(res.data.match_score);
console.log(res.data.account_owner_name);
console.log(res.data.entity_name);
console.log(res.data.web_debit_verified); // true/false

### Link Account with Plaid
payload = {
    "public_token": "public-development-0dc5f214-56a2-4b69-8968-f27202477d3f",  # Required token from plaid
    "user_handle": "user.silamoney.eth",                                         # Required
    "account_name": "Custom Account Name",                                       # Optional (default value is "default")
    "selected_account_id": "account id",                                        # Optional
    "plaid_token_type": "plaid token type"                                      # Optional}                                         

User.linkAccount(silaApp, payload, user_private_key, plaid=True)

### Link Account with Direct Account Linking
payload={
            "user_handle": "user.silamoney.eth",    # Required
            "account_number": "123456789012",       # Required
            "routing_number": "123456780",          # Required
            "account_type": "CHECKING",             # Optional (default value is CHECKING)
            "account_name": "Custom Account Name"   # Optional (default value is "default"),
        }

User.linkAccount(silaApp,payload,user_private_key)

### Success Response Object
{
    status: 'SUCCESS',
    success: True,
    message: 'Bank account successfully manually linked.',
    reference: 'f9f23fc2-26e7-4358-99c8-75cb8aec76fb',
    account_name: 'default',
    status_code: 200,
    match_score: 0.825,
    account_owner_name: 'Sally Smith',
    entity_name: 'Sally Smith'
    web_debit_verified:True

}

### Failure Response Object
{
    status: 'FAILURE'
}

String userHandle = 'user.silamoney.eth';
String accountName = 'plaid'; // Your desired account name
String publicToken = 'public-sandbox-xxx' // Your Plaid token
String userPrivateKey = 'some private key';
String accountId = 'plaid account id'; // Required
String plaidTokenType = "Processor";

ApiResponse response = api.linkAccountPlaidToken(userHandle, userPrivateKey, accountName, publicToken, accountId, plaidTokenType);

// For Direct Account Link
String userHandle = 'user.silamoney.eth';
String accountName = 'direct'; // Your desired account name
String accountNumber = '123456789012';
String routingNumber = '123456780';
String accountType = 'CHECKING'; // Currently the only allowed value
String userPrivateKey = 'some private key';

ApiResponse response = api.linkAccount(userHandle, userPrivateKey, accountName, accountNumber, routingNumber, accountType);

// Success Response
System.out.println(response.getStatusCode()); // 200
LinkAccountResponse parsedResponse = (LinkAccountResponse) response.getData();
System.out.println(parsedResponse.getStatus()); // SUCCESS
System.out.println(parsedResponse.getSuccess()); // true
System.out.println(parsedResponse.getReference()); // Reference number
System.out.println(parsedResponse.getMessage()); // Successfully linked
System.out.println(parsedResponse.getAccountName()); // Your desired account name
System.out.println(parsedResponse.getMatchScore()); // Match score
System.out.println(parsedResponse.getAccountOwnerName());
System.out.println(parsedResponse.getEntityName());
System.out.println(parsedResponse.getWebDebitVerified()); // true/false

use Silamoney\Client\Domain\PlaidTokenType;

// **IMPORTANT!** If you do not specify an `$account_id` in `linkAccount()`, the first account returned by Plaid will be linked by default.

// Plaid token flow
// Load your information
$userHandle = 'user.silamoney.eth';
$accountName = 'Custom Account Name'; // Defaults to 'default'
$plaidToken = 'public-xxx-xxx'; // A temporary token returned from the Plaid Link plugin. See above for testing.
$accountId = 'string'; // Recommended but not required. See note above.
$userPrivateKey = 'some private key'; // The private key used to register the specified user
$plaidTokenType = PlaidTokenType::Processor(); // Optional.  PROCESSOR

// Call the api
$response = $client->linkAccount($userHandle, $userPrivateKey, $plaidToken, $accountName, $accountId, $plaidTokenType);

// Direct Link account
// Load your information
$userHandle = 'user.silamoney.eth';
$accountName = 'Custom Account Name'; // Defaults to 'default' if not provided. (not required)
$routingNumber = '123456789'; // The routing number. 
$accountNumber = '123456789012'; // The bank account number
$userPrivateKey = 'some private key'; // The private key used to register the specified user
$accountType = 'CHECKING'; // The account type (not required). Only available value is CHECKING

// Call the api
$response = $client->linkAccountDirect($userHandle, $userPrivateKey, $accountNumber, $routingNumber, $accountName, $accountType);

// Success 200
echo $response->getStatusCode(); // 200
echo $response->getData()->getStatus(); // SUCCESS
echo $response->getData()->getReference();
echo $response->getData()->getMessage();
echo tAccountName();
echo $response->getData()->ge$response->getData()->getAccountOwnerName();
echo $response->getData()->getEntityName();
echo $response->getData()->getMatchScore();
echo $response->getData()->getWebDebitVerified()

ApiResponse<object> response = api.LinkAccount(userHandle, publicToken, walletPrivateKey, accountName, accountId, plaidTokenType);
// Account Name is not required 
// Account Id is required
// plaidTokenType is not required

ApiResponse<object> response = api.LinkAccountDirect(userHandle, walletPrivateKey, accountNumber, routingNumber, accountType, accountName); // Account Type and Account Name parameters are not required 

// Success Response Object

Console.WriteLine(response.StatusCode); // 200
parsedResponse = (LinkAccountResponse)response.Data;
            
Console.WriteLine(parsedResponse.Success); // true
Console.WriteLine(parsedResponse.Status); // SUCCESS
Console.WriteLine(parsedResponse.Reference); // Random reference number
Console.WriteLine(parsedResponse.ResponseTimeMs); // 2345
Console.WriteLine(parsedResponse.Message); // Bank account successfully linked.
Console.WriteLine(parsedResponse.AccountName); // Custom Account Name.
Console.WriteLine(parsedResponse.MatchScore); // 0.825           
Console.WriteLine(parsedResponse.AccountOwnerName); //Sally Smith
Console.WriteLine(parsedResponse.EntityName); //Sally Smith
Console.WriteLine(parsedResponse.WebDebitVerified); //true