The bank account ID that is required for this endpoint can be found by calling /get_payment_methods. Look for the bank_account_id in the bank account object.

It is also returned in the /link_account response as payment_instrument_id.

Request

Authorization / Authentication

Use a valid access token in an Authorization: Bearer request header.

See Authenticating with an Access Token for more details.

POST /0.2/check_bank_account_capabilites HTTP/1.1
sandbox.silamoney.com
Content-Type: application/json
// if using OAuth2
Authorization: Bearer [GENERATED JWT TOKEN HERE]
// if using ECDSA
authsignature: [GENERATED AUTHSIGNATURE HEX STRING HERE]
usersignature: [GENERATED USERSIGNATURE HEX STRING HERE]

{
  "header": {
  "created": 1234567890, //required
  "app_handle": "<your app_handle>", //required
  "version": "0.2", 
  "reference": "<your unique id>"
  }, 
  "bank_account_id": "<bank account UUID>" //required
}

***

HTTP/1.1 200 OK

{
    "success": true,
    "capabilities": {
        "aba_routing_number": "123456789",
        "fednow": {
            "credit_enabled": false,
            "debit_enabled": false
        },
        "rtp": {
            "credit_enabled": false,
            "debit_enabled": false
        }
    },
    "status": "SUCCESS",
    "reference": "<your unique id",
    "sila_reference_id": "sila_assigned_id",
    "response_time_ms": "2204"
}

Request Attributes

Key	Type	Description
header	JSON object	Required. Required keys: `created` - Unix epoch timestamp in seconds. Must not be future-dated and must not be dated more than 5 minutes in the past. `app_handle` - your app handle Optional keys: `reference`: Can be any value for your own reference. If not provided, one will be assigned. `version`: Cannot be null if key is present. Valid values: 0.2, v0.2, V0.2
bank_account_id	String	Required. UUID for the bank account to request capabilities for. Returned in /link_account response. Also can call /get_payment_methods to find this UUID.

Responses

Status Code	Success Attribute	Description	error_code
200	`true`
400	`false`