Issue Status Diagram

Transaction Statuses

When issuing a transaction, its status will be in one of these states:

Queued: Transaction has been created but processing has not begun. Transactions don't stay in this state for long.
Pending: Transaction is processing. It hasn't failed any critical steps yet.
Failed: Transaction is in a final failure state.
Success: Transaction has completed processing successfully.

Transaction Flow Diagram

1. An ACH debit transaction of an end user's linked bank account is ready to be initiated in order to issue funds to the desired Sila wallet belonging to the requested handle. The ACH debit transaction has yet to begin.

2. While the transaction status is in pending, it has not failed any critical steps and the transaction is still in progress. Funds will either be successfully issued to the requested wallet or the transaction will fail. Timing until the next stage is dependent on processing speed (Same Day or Standard). A processing schedule can be found here.

3. If a return is not received within two business days, the status of the transaction will change to success. If a return is received, the status will change to failed.

4. After those two initial business days, if a return is received for a successful transaction, the status will change to failed.