/check_card_capabilities
This endpoint allows you to check the capabilities of a card with the 6-digit BIN.
This endpoint takes in the 6-digit BIN of a card and returns the capabilities for that card (eg: RTP, FedNow). Any end user can check the capabilities for any BIN.
The response comes in the form of a number between 0 and 100 representing our level of confidence that capability is available at the bank associated with the car the BIN is provided for. 0 being not available, and 100 being available.
Sandbox Triggers
In SANDBOX ONLY you can use the below values for the bin
field in the request to trigger specific capability matches.
- Use only one trigger per request
- Using a trigger results in that capability returning a 100 confidence value - others in the response will be 0
- Not using a trigger will result in all capabilities returning a 50 confidence value
- BINs starting with a 0 will return a 400 error
bin value | Trigger |
---|---|
999999 | BIN_NO_MATCH_TRIGGER |
111111 | BIN_RTP_DEBIT_MATCH_TRIGGER |
222222 | BIN_RTP_CREDIT_MATCH_TRIGGER |
333333 | BIN_FEDNOW_DEBIT_MATCH_TRIGGER |
444444 | BIN_FEDNOW_CREDIT_MATCH_TRIGGER |
Request
Authorization / Authentication
Use a valid access token in an Authorization: Bearer request header.
See Authenticating with an Access Token for more details.
GET /0.2/check_card_capabilites HTTP/1.1
sandbox.silamoney.com
Content-Type: application/json
// if using OAuth2
Authorization: Bearer [GENERATED JWT TOKEN HERE]
// if using ECDSA
authsignature: [GENERATED AUTHSIGNATURE HEX STRING HERE]
usersignature: [GENERATED USERSIGNATURE HEX STRING HERE]
{
"header": {
"created": 1234567890, //required
"app_handle": "<your app_handle>", //required
"user_handle": "<user_handle>", //required
"version": "0.2",
"reference": "<your unique id>"
},
"bin": "<6-digit BIN>" //required
}
***
HTTP/1.1 200 OK
//
{
'success': True,
'rtp_credit_confidence': <0-100>,
'rtp_debit_confidence': <0-100>.
'fednow_credit_confidence': <0-100>.
'fednow_debit_confidence': <0-100>,
'bank_name': "<name of the bank associated with the card>",
'card_type': "<CREDIT, DEBIT, PREPAID, or null>",
'bin': "<the BIN submitted>"
}
Request Attributes
Key | Type | Description |
---|---|---|
header | JSON object | Required. Required keys: created - Unix epoch timestamp in seconds. Must not be future-dated and must not be dated more than 5 minutes in the past.app_handle - your app handleuser_handle - any user_handle can check capabilities for any BINOptional keys: reference : Can be any value for your own reference. If not provided, one will be assigned.version : Cannot be null if key is present. Valid values: 0.2, v0.2, V0.2 |
bin | String | Required. 6-digit BIN of the card. |
Responses
Status Code | Success Attribute | Description | error_code |
---|---|---|---|
200 | true | ||
400 | false |
Updated 28 days ago