Check Instant ACH Errors
Under Construction
These documents are a still a work in progress. The missing endpoint and fields will be completed as soon as possible and updates to the information will be made as needed.
Link Account
Errors pertaining to check_instant_ach
endpoint.
Error Code | Error Response Message | Error Type | Troubleshooting | Error Status Code |
---|---|---|---|---|
Key not present in response. | Below are some examples on why an end user might not pass check_instant_ach: - End user has not opted into SMS notifications - End user has not passed kyc_level: INSTANT-ACH - End user has recent returned transactions - A match score is required on linked bank accounts. This account is ineligible. - Bank account type is not supported for Instant ACH | 200 | ||
Key not present in response. | iACH Buffer Error: Entity does not qualify for instant ACH due to insufficient funds. | |||
Key not present in response. | PLAID ERROR: Unable to verify the bank account balance. error_type and error_code will be specific to each check_instant_ach call. | Plaid Error | Please use these details to troubleshoot the issue with Plaid. Their docs can be found here. | |
INSTANT_MATCH_FAILED | Unknown Plaid Auth error code: INSTANT_MATCH_FAILED | Plaid Error | Plaid docs for INSTANT_MATCH_FAILED | 400 |
INSUFFICIENT_CREDENTIALS | Unknown Plaid Auth error code: INSUFFICIENT_CREDENTIALS | Plaid Error | Plaid docs for INSUFFICIENT_CREDENTIALS | 400 |
INVALID_CREDENTIALS | Unknown Plaid Auth error code: INVALID_CREDENTIALS | Plaid Error | Plaid docs for INVALID_CREDENTIALS | 400 |
INVALID_MFA | Unknown Plaid Auth error code: INVALID_MFA | Plaid Error | Plaid docs for INVALID_MFA | 400 |
INVALID_SEND_METHOD | Unknown Plaid Auth error code: INVALID_SEND_METHOD | Plaid Error | Plaid docs for INVALID_SEND_METHOD | 400 |
INVALID_UPDATED_USERNAME | Unknown Plaid Auth error code: INVALID_UPDATED_USERNAME | Plaid Error | Plaid docs for INVALID_UPDATED_USERNAME | 400 |
ITEM_CONCURRENTLY_DELETED | Unknown Plaid Auth error code: ITEM_CONCURRENTLY_DELETED | Plaid Error | Plaid docs for ITEM_CONCURRENTLY_DELETED | 400 |
ITEM_LOCKED | Unknown Plaid Auth error code: ITEM_LOCKED | Plaid Error | Plaid docs for ITEM_LOCKED | 400 |
ITEM_LOGIN_REQUIRED | Unknown Plaid Auth error code: ITEM_LOGIN_REQUIRED | Plaid Error | Plaid docs for ITEM_LOGIN_REQUIRED | 400 |
ITEM_NOT_FOUND | Unknown Plaid Auth error code: ITEM_NOT_FOUND | Plaid Error | Plaid docs for ITEM_NOT_FOUND | 400 |
ITEM_NOT_SUPPORTED | Unknown Plaid Auth error code: ITEM_NOT_SUPPORTED | Plaid Error | Plaid docs for ITEM_NOT_SUPPORTED | 400 |
MFA_NOT_SUPPORTED | Unknown Plaid Auth error code: MFA_NOT_SUPPORTED | Plaid Error | Plaid docs for MFA_NOT_SUPPORTED | 400 |
NO_ACCOUNTS | Unknown Plaid Auth error code: NO_ACCOUNTS | Plaid Error | Plaid docs for NO_ACCOUNTS | 400 |
NO_AUTH_ACCOUNTS | Unknown Plaid Auth error code: NO_AUTH_ACCOUNTS | Plaid Error | Plaid docs for NO_AUTH_ACCOUNTS | 400 |
NO_INVESTMENT_ACCOUNTS | Unknown Plaid Auth error code: NO_INVESTMENT_ACCOUNTS | Plaid Error | Plaid docs for NO_INVESTMENT_ACCOUNTS | 400 |
NO_INVESTMENT_AUTH_ACCOUNTS | Unknown Plaid Auth error code: NO_INVESTMENT_AUTH_ACCOUNTS | Plaid Error | Plaid docs for NO_INVESTMENT_AUTH_ACCOUNTS | 400 |
NO_LIABILITY_ACCOUNTS | Unknown Plaid Auth error code: NO_LIABILITY_ACCOUNTS | Plaid Error | Plaid docs for NO_LIABILITY_ACCOUNTS | 400 |
PRODUCT_NOT_ENABLED | Unknown Plaid Auth error code: PRODUCT_NOT_ENABLED | Plaid Error | Plaid docs for PRODUCT_NOT_ENABLED | 400 |
PRODUCT_NOT_READY | Unknown Plaid Auth error code: PRODUCT_NOT_READY | Plaid Error | Plaid docs for PRODUCT_NOT_READY | 400 |
PRODUCTS_NOT_SUPPORTED | Unknown Plaid Auth error code: PRODUCTS_NOT_SUPPORTED | Plaid Error | Plaid docs for PRODUCTS_NOT_SUPPORTED | 400 |
USER_SETUP_REQUIRED | Unknown Plaid Auth error code: USER_SETUP_REQUIRED | Plaid Error | Plaid docs for USER_SETUP_REQUIRED | 400 |
USER_INPUT_TIMEOUT | Unknown Plaid Auth error code: USER_INPUT_TIMEOUT | Plaid Error | Plaid docs for USER_INPUT_TIMEOUT | 400 |
INCOMPATIBLE_API_VERSION | Unknown Plaid Auth error code: INCOMPATIBLE_API_VERSION | Plaid Error | Plaid docs for INCOMPATIBLE_API_VERSION | 400 |
INVALID_ACCOUNT_NUMBER | Unknown Plaid Auth error code: INVALID_ACCOUNT_NUMBER | Plaid Error | Plaid docs for INVALID_ACCOUNT_NUMBER | 400 |
INVALID_BODY | Unknown Plaid Auth error code: INVALID_BODY | Plaid Error | Plaid docs for INVALID_BODY | 400 |
INVALID_CONFIGURATION | Unknown Plaid Auth error code: INVALID_CONFIGURATION | Plaid Error | Plaid docs for INVALID_CONFIGURATION | 400 |
INVALID_FIELD | Unknown Plaid Auth error code: INVALID_FIELD | Plaid Error | Plaid docs for INVALID_FIELD | 400 |
INVALID_HEADERS | Unknown Plaid Auth error code: INVALID_HEADERS | Plaid Error | Plaid docs for INVALID_HEADERS | 400 |
MISSING_FIELDS | Unknown Plaid Auth error code: MISSING_FIELDS | Plaid Error | Plaid docs for MISSING_FIELDS | 400 |
NO_LONGER_AVAILABLE | Unknown Plaid Auth error code: NO_LONGER_AVAILABLE | Plaid Error | Plaid docs for NO_LONGER_AVAILABLE | 400 |
NOT_FOUND | Unknown Plaid Auth error code: NOT_FOUND | Plaid Error | Plaid docs for NOT_FOUND | 400 |
SANDBOX_ONLY | Unknown Plaid Auth error code: SANDBOX_ONLY | Plaid Error | Plaid docs for SANDBOX_ONLY | 400 |
UNKNOWN_FIELD | Unknown Plaid Auth error code: UNKNOWN_FIELD | Plaid Error | Plaid docs for UNKNOWN_FIELD | 400 |
LAST_UPDATED_DATETIME_OUT_OF_RANGE | Unknown Plaid Auth error code: LAST_UPDATED_DATETIME_OUT_OF_RANGE | Plaid Error | Plaid docs for LAST_UPDATED_DATETIME_OUT_OF_RANGE | 400 |
PLAID_DIRECT_ITEM_IMPORT_RETURNED_INVALID_MFA | Unknown Plaid Auth error code: PLAID_DIRECT_ITEM_IMPORT_RETURNED_INVALID_MFA | Plaid Error | Plaid docs for PLAID_DIRECT_ITEM_IMPORT_RETURNED_INVALID_MFA | 400 |
ACCOUNTS_LIMIT | Unknown Plaid Auth error code: ACCOUNTS_LIMIT | Plaid Rate Limit | Plaid docs for ACCOUNTS_LIMIT | 400 |
ADDITION_LIMIT | Unknown Plaid Auth error code: ADDITION_LIMIT | Plaid Rate Limit | Plaid docs for ADDITION_LIMIT | 400 |
AUTH_LIMIT | Unknown Plaid Auth error code: AUTH_LIMIT | Plaid Rate Limit | Plaid docs for AUTH_LIMIT | 400 |
BALANCE_LIMIT | Unknown Plaid Auth error code: BALANCE_LIMIT | Plaid Rate Limit | Plaid docs for BALANCE_LIMIT | 400 |
IDENTITY_LIMIT | Unknown Plaid Auth error code: IDENTITY_LIMIT | Plaid Rate Limit | Plaid docs for IDENTITY_LIMIT | 400 |
INSTITUTIONS_GET_LIMIT | Unknown Plaid Auth error code: INSTITUTIONS_GET_LIMIT | Plaid Rate Limit | Plaid docs for INSTITUTIONS_GET_LIMIT | 500 |
INSTITUTIONS_GET_BY_ID_LIMIT | Unknown Plaid Auth error code: INSTITUTIONS_GET_BY_ID_LIMIT | Plaid Rate Limit | Plaid docs for INSTITUTIONS_GET_BY_ID_LIMIT | 400 |
INVESTMENT_HOLDINGS_GET_LIMIT | Unknown Plaid Auth error code: INVESTMENT_HOLDINGS_GET_LIMIT | Plaid Rate Limit | Plaid docs for INVESTMENT_HOLDINGS_GET_LIMIT | 400 |
INVESTMENT_TRANSACTIONS_LIMIT | Unknown Plaid Auth error code: INVESTMENT_TRANSACTIONS_LIMIT | Plaid Rate Limit | Plaid docs for INVESTMENT_TRANSACTIONS_LIMIT | 400 |
ITEM_GET_LIMIT | Unknown Plaid Auth error code: ITEM_GET_LIMIT | Plaid Rate Limit | Plaid docs for ITEM_GET_LIMIT | 400 |
RATE_LIMIT | Unknown Plaid Auth error code: RATE_LIMIT | Plaid Rate Limit | Plaid docs for RATE_LIMIT | 400 |
TRANSACTIONS_LIMIT | Unknown Plaid Auth error code: TRANSACTIONS_LIMIT | Plaid Rate Limit | Plaid docs for TRANSACTIONS_LIMIT | 400 |
INCORRECT_OAUTH_NONCE | Unknown Plaid Auth error code: INCORRECT_OAUTH_NONCE | Plaid Error | Plaid docs for INCORRECT_OAUTH_NONCE | 400 |
INCORRECT_LINK_TOKEN | Unknown Plaid Auth error code: INCORRECT_LINK_TOKEN | Plaid Error | Plaid docs for INCORRECT_LINK_TOKEN | 400 |
OAUTH_STATE_ID_ALREADY_PROCESSED | Unknown Plaid Auth error code: OAUTH_STATE_ID_ALREADY_PROCESSED | Plaid Error | Plaid docs for OAUTH_STATE_ID_ALREADY_PROCESSED | 400 |
OAUTH_STATE_ID_NOT_FOUND | Unknown Plaid Auth error code: OAUTH_STATE_ID_NOT_FOUND | Plaid Error | Plaid docs for OAUTH_STATE_ID_NOT_FOUND | 400 |
MICRODEPOSITS_UNSUPPORRTED_ENVIRONMENT | Unknown Plaid Auth error code: MICRODEPOSITS_UNSUPPORRTED_ENVIRONMENT | Plaid Error | Plaid docs for MICRODEPOSITS_UNSUPPORRTED_ENVIRONMENT | 400 |
SANDBOX_PRODUCT_NOT_ENABLED | Unknown Plaid Auth error code: SANDBOX_PRODUCT_NOT_ENABLED | Plaid Error | Plaid docs for SANDBOX_PRODUCT_NOT_ENABLED | 400 |
SANDBOX_WEBHOOK_INVALID | Unknown Plaid Auth error code: SANDBOX_WEBHOOK_INVALID | Plaid Error | Plaid docs for SANDBOX_WEBHOOK_INVALID | 400 |
SANDBOX_ACCOUNT_SELECT_V2_NOT_ENABLED | Unknown Plaid Auth error code: SANDBOX_ACCOUNT_SELECT_V2_NOT_ENABLED | Plaid Error | Plaid docs for SANDBOX_ACCOUNT_SELECT_V2_NOT_ENABLED | 400 |
SANDBOX_TRANSFER_EVENT_TRANSITION_INVALID | Unknown Plaid Auth error code: SANDBOX_TRANSFER_EVENT_TRANSITION_INVALID | Plaid Error | Plaid docs for SANDBOX_TRANSFER_EVENT_TRANSITION_INVALID | 400 |
Updated 3 months ago