/update_virtual_account

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This endpoint is used to update a virtual account. Items you can update for a virtual account are:

  • virtual_account_name
  • active
  • ach_credit_enabled
  • ach_debit_enabled

These are all optional and if not specified, will not be updated.

Requests

Both authsignature and usersignature headers are required for this request.

POST /0.2/update_virtual_account HTTP/1.1
Host: sandbox.silamoney.com
authsignature: [GENERATED AUTHSIGNATURE HEX STRING HERE]
usersignature: [GENERATED USERSIGNATURE HEX STRING HERE]
Content-Type: application/json

{
  "header": {
    "created": 1234567890, 
    "auth_handle": "handle.silamoney.eth", 
    "user_handle":"user.silamoney.eth", 
    "version": "0.2", 
    "crypto": "ETH", 
    "reference": "<your unique id>"
  }, 
  "virtual_account_id": "{{payment instrument UUID}}",
  "virtual_account_name": "Sherry's Money Tree",
  "active": true/false,
  "ach_debit_enabled": true/false,
  "ach_credit_enabled": true/false
}

***
HTTP/1.1 200 OK

{
  "success": true,
  "status": "SUCCESS",
  "response_time_ms": "171",
  "reference": "ref",
  "message": "Virtual account successfully suspended.",
  "virtual_account":  {
      "virtual_account_id": "{{payment instrument UUID here}}",
      "virtual_account_name": "Sherrys Money Tree",
      "account_number": "1234567812345678",
      "routing_number": "123456789",
      "account_type": "VIRTUAL_ACCOUNT",
      "active": true/false,
      "closed": false,
      "created_epoch": 1645105714,
      "closed_epoch": null,
      "ach_credit_enabled": true/false,
      "ach_debit_enabled": true/false
    }
}

var payload = {
    "ach_debit_enabled":true,
    "ach_credit_enabled":false,
    "virtual_account_name":'default_v_account_1',
    "active":false,
    "virtual_account_id":vAccountId
}     
const res = await Sila.updateVirtualAccount(userHandle, userPrivateKey, payload);

Success Response Object
{
  "statusCode": 200,
  "headers": {
    "server": "nginx/1.14.0 (Ubuntu)",
    "date": "Fri, 25 Mar 2022 11:45:10 GMT",
    "content-type": "application/json",
    "content-length": "511",
    "connection": "close",
    "access-control-allow-origin": "*",
    "access-control-allow-headers": "*",
    "allow": "POST, OPTIONS",
    "vary": "Cookie"
  },
  "data": {
    "success": true,
    "reference": "bbcf475f-f1a9-4295-ab57-e38b602b2146",
    "message": "Virtual account successfully updated",
    "virtual_account": {
      "virtual_account_id": "72130e62-1bd8-431d-b88d-2440a27c828a",
      "virtual_account_name": "default_v_account_1",
      "account_number": "9710010589065012",
      "routing_number": "084106768",
      "account_type": "VIRTUAL_ACCOUNT",
      "ach_credit_enabled": false,
      "ach_debit_enabled": true,
      "active": true,
      "closed": false,
      "created_epoch": 1648208707,
      "closed_epoch": null
    },
    "status": "SUCCESS",
    "response_time_ms": "173"
  }
}

payload = {
    "user_handle": "user.silamoney.eth",
    "virtual_account_id":"f06e7f6d-381f-42c0-997f-98b86cfe3770",
    "virtual_account_name": "default",
    "active": False,
    "ach_debit_enabled": True,
    "ach_credit_enabled": False,
}

User.updateVirtualAccount(app, payload, eth_private_key)

# Success

{
   "success":true,
   "reference": "<your unique id>"
   "message":"Virtual account successfully updated",
   "virtual_account":{
      "virtual_account_id":"f06e7f6d-381f-42c0-997f-98b86cfe3770",
      "virtual_account_name":"default",
      "account_number":"9710012690626872",
      "routing_number":"084106768",
      "account_type":"VIRTUAL_ACCOUNT",
      "active":false,
      "closed":false,
      "created_epoch":1643027824,
      "closed_epoch":"None",
      "ach_debit_enabled": true,
      "ach_credit_enabled": false,
   },
   "status":"SUCCESS",
   "status_code":200,
}

ApiResponse response = api.updateVirtualAccount(DefaultConfigurations.getUserHandle(),DefaultConfigurations.getUserPrivateKey(),"virtual_account_id","virtual_account_name",active,achCreditEnabled,achDebitEnabled); // active,achCreditEnabled and achDebitEnabled are true/false

// Success Response
System.out.println(response.getStatusCode()); // 200
VirtualAccountResponse parsedResponse = (VirtualAccountResponse) response.getData();
System.out.println(parsedResponse.getStatus()); // SUCCESS
System.out.println(parsedResponse.getSuccess()); // true
System.out.println(parsedResponse.getReference()); // Reference number
System.out.println(parsedResponse.getMessage()); // Virtual account successfully suspended.
System.out.println(parsedResponse.getVirtualAccount().getVirtualAccountId()); // 1df8f430-3dec-47a2-bfa7-5e02b19a7bc8
System.out.println(parsedResponse.getVirtualAccount().getVirtualAccountName()); // Virtual account name
System.out.println(parsedResponse.getVirtualAccount().getAccountNumber()); // Account number
System.out.println(parsedResponse.getVirtualAccount().getRoutingNumber()); // 123456789
System.out.println(parsedResponse.getVirtualAccount().getAccountType()); // VIRTUAL_ACCOUNT
System.out.println(parsedResponse.getVirtualAccount().getClosedEpoch()); // <epoch_timestamp>
System.out.println(parsedResponse.getVirtualAccount().getCreated_epoch()); // <epoch_timestamp>
System.out.println(parsedResponse.getVirtualAccount().isClosed()); // true/false
System.out.println(parsedResponse.getVirtualAccount().isActive()); // true/false System.out.println(parsedResponse.getVirtualAccount().isAchCreditEnabled()); // true/false   System.out.println(parsedResponse.getVirtualAccount().isAchDebitEnabled());  // true/false

$userHandle = 'user.silamoney.eth';
$userPrivateKey = 'some private key'; // Hex format
$virtualAccountId = "virtual account id";
$virtualAccountName = "virtual account name";
$active = false;
$achDebitEnabled = true;// Optional - null or true or false;
$achCreditEnabled = true;// Optional - null or true or false;

$response = $client->UpdateVirtualAccount($userHandle, $userPrivateKey, $virtual_account_id, $virtual_account_name, $active, $achDebitEnabled, $achCreditEnabled);
    
// or without optional params
$response = $client->UpdateVirtualAccount($userHandle, $userPrivateKey, $virtual_account_id, $virtual_account_name);
    
echo $response->getStatusCode();
echo $response->getData()->status;
echo $response->getData()->success;
echo $response->getData()->virtualAccount["virtual_account_id"];
echo $response->getData()->virtualAccount["virtual_account_name"];
echo $response->getData()->virtualAccount["account_number"];
echo $response->getData()->virtualAccount["ach_credit_enabled"];
echo $response->getData()->virtualAccount["ach_debit_enabled"];

//Load your informations
bool achCreditEnabled = true; // optional input field
bool achDebitEnabled = false; // optional input field            
var response = api.UpdateVirtualAccount(userHandle, userPrivateKey, virtualAccountId, virtualAccountName, isActive, achCreditEnabled, achDebitEnabled);

// Success Object Response

Console.WriteLine(response.StatusCode); // 200           
Console.WriteLine(((VirtualAccountResponse)response.Data).Message); // Message
Console.WriteLine(((VirtualAccountResponse)response.Data).Success); // true
Console.WriteLine(((VirtualAccountResponse)response.Data).Status); // SUCCESS
Console.WriteLine(((VirtualAccountResponse)response.Data).Reference); // ccb35eb8-xxxx-xxxx-xxxx-xxxxx
Console.WriteLine(((GetVirtualAccountsResponse)response.Data).ResponseTimeMs); // API responses time

Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount);
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.AccountNumber);  // 1234567812345678
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.AccountType); // VIRTUAL_ACCOUNT
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.Active);  // true/false
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.Closed); // true/false
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.ClosedEpoch); // epoch timestamp
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.CreatedEpoch); // epoch timestamp
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.RoutingNumber); // 044000000
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.VirtualAccountId); // {{payment instrument UUID here}}
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.VirtualAccountName); // name of virtual account

Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.AchCreditEnabled); // true
Console.WriteLine(((VirtualAccountResponse)response.Data).VirtualAccount.AchDebitEnabled); // false
KeyTypeDescription
headerJSON objectRequired. Requires these keys in JSON format: created, app_handle, user_handle. See the /check_handle endpoint for the complete list of fields in this object.
virtual_account_idUUIDRequired. The UUID of the virtual account.
virtual_account_nameStringOptional. The virtual account name for the update
activeBoolOptional. To freeze/unfreeze (suspend) the virtual account
ach_credit_enabledBoolOptional. whether to allow ach credits for this virtual account.
ach_debit_enabledBoolOptional. whether to allow ach debits for this virtual account.

A virtual account in the closed state may not be updated. Return 403 with a descriptive error message indicating that closed accounts may not be updated.

  

Responses

Status CodeDescription
200Successfully fetched virtual accounts.
400Bad request format - check validation_details for more information.
401authsignature or usersignature header was absent or incorrect.
403Not Authorized
404Not Found
  

Response Contents

  
KeyDatatypeDescription
virtual_account_idUUIDUUID is unique and distinct to the virtual account
virtual_account_namestring or nullName of the virtual account
account_numberstringFull virtual account number
routing_numberstring or nullVirtual account routing number.
account_typestringAccount subtype "VIRTUAL_ACCOUNT"
activebooleanWhether the virtual account is "active", True or False.
closedbooleanWhether the account is "closed", True or False.
createddatetimeUnix datetime for the date the virtual account was created.
closed_epochdatetime or nullUnix datetime for the date the virtual account was closed.
ach_credit_enabledbooleanWhether or not the virtual account can receive incoming external ACH credits
ach_debit_enabledbooleanWhether or not the virtual account can receive incoming external ACH debits
  

Updated about 2 years ago