Plaid Token Glossary

Glossary of Plaid's various token types

Name

Purpose

Origin

Expiration

link_token
pending deprecation

Required to initialize a Plaid Link modal. Unique for each Link session.

Generated by a call to Sila’s /plaid_link_token endpoint

After 30 minutes

public_token
pending deprecation

Passed to Sila’s /link/account endpoint to link an account (with plaid_token_type: "link").

Generated by Plaid Link’s onSuccess() callback once a user completes a Plaid Link flow

After 30 minutes

access_token

Only relevant if you have your own Plaid account. Required to create a processor_token.

Generated by a call to Plaid’s /item/public_token/exchange endpoint

Never

processor_token

Only relevant if you have your own Plaid account. Allows Sila to access an end-user's account information from Plaid. Token is passed to Sila’s /link/account endpoint to link an account (with plaid_token_type: "processor").

Generated by a call to Plaid’s /processor/token/create endpoint

Never


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